
Personal
A bank to call home
With our full array of products and services, along with our friendly and helpful staff, Sentry Bank is always a great choice. All of our accounts are accessible through our Online Banking for no charge.
Personal Checking Accounts Personal Savings Accounts
Certificate Specials!
For a limited time take advantage of special APY rates when you choose a Certificate of Deposit (CD) through Sentry Bank.
5.05% APY – 15 Months, $10,000 minimum deposit
Contact our friendly and helpful staff today to learn more on how the right CD can play a very important role in your financial future!
Get Started

Personal Checking & Savings Accounts
ACCOUNT |
CENT'SATIONAL CHECKING |
NOW CHECKING |
GOLDEN CHECKING |
PRIME TIME Checking |
PERSONAL SAVINGS |
Thrift Savings | HEALTH SAVINGS |
---|---|---|---|---|---|---|---|
Description | Simple, basic checking | Interest bearing checking | Full-featured account for over 55 | Money Market Account | Simple, basic savings | Simple, basic savings | For health related expenses |
Minimum Opening Deposit | $50 | $1,000 | $500 | $2,500 | $100 | $50 | $0 |
Minimum Balance | $0 | $1,000 | $500 | $2,500 | $100 | $50 | $0 |
Debit Card | |||||||
Online Banking | |||||||
Mobile Banking | |||||||
Ready Reserve | |||||||
Online Bill Pay | |||||||
Earns Interest | |||||||
Free Paper Statements | |||||||
Free Checks and Cashiers Checks | |||||||
Monthly/Annual Fees |
SENTRY BANK SWITCH KIT
Switching banks can be hard, but at Sentry Bank, we make it easy. Our Sentry Bank Account Switch Kit will ensure a smooth transition, as well as helping you make sure that you don’t forget anything.
See Our Switch Kit

PERSONAL LOANS
Whether you need a new car or a new house, Sentry Bank has the resources to make your dream a reality. Funding our loans in-house means that we have the flexibility to work with you and the ability to get things done quickly.
Personal Loans
RETIREMENT/IRAS
Sentry Bank has several options for those who are interested in saving money for their retirement.
Retirement/IRAs
Consumer Credit Card
What do you want most from your credit card? You have a choice. Sentry Bank offers credit cards that offer you rewards, bonuses or cash back for your purchases. See a Sentry Bank representative for details.
See All Card Options

Always close by
As a locally owned and operated bank, we value our role within the communities we serve. We have four branch locations around the St. Cloud, MN area filled with friendly and helpful staff ready to assist you with any of your banking needs. Stop by and say hello anytime!