Serving businesses of every size

Sentry Bank offers a complete array of small business loans, business checking accounts, business savings accounts, business credit cards and other features to serve businesses of every size.

SBA Preferred Lender

Sentry Bank is a SBA Preferred Lender, able to offer government backed loans up to $5 million to qualifying businesses. If you don’t know why being a SBA Preferred Lender is important, go to our Business Loans page to find out.

Small Business Loans

Being a SBA Preferred Lender means that we have more ways than ever to get you the money you need to start or grow your business. We also offer Commercial Real Estate Financing, Lines of Credit and Equipment and Inventory Loans.

We are committed to helping local businesses not only succeed, but thrive here in Central Minnesota.

Business Loans

Business Checking Accounts

Our Small Business Checking Account is perfect for companies that write less than 20 checks per month. Many businesses fall into this category, particularly as they are just starting up. Our regular Business Checking Account is for larger businesses who need the ability to write lots of checks without worrying about getting overwhelmed with fees.

Our Business NOW Account is for non-profit businesses and organizations that maintain a balance over $1,000.00 in their checking account and would like the ability to earn some interest each month.

Business Checking

Business Savings Accounts

There comes a time when every business starts making enough money that they want to put some away for future needs. A Business Savings Account is a perfect place to hold your money while you grow your business.

Business Savings

Health Savings Accounts

Designed for people who are enrolled in High Deductible Health Insurance Plans, Health Savings Accounts (HSAs) provide you and your employees a place to save money for medical expenses. It also offers a number of tax benefits, enabling you to get more bang for your buck when it comes to medical expenses.

Health Savings Accounts

Business Credit Card

You can choose what’s best for your business. The choice is yours. Sentry Bank offers VISA credit cards that offer extended intro rates, cash back or bonuses. See a Sentry Bank representative for details.

See All Card Options

Meet Our Business Bankers:

Ryan Holthaus

Ryan has been with Sentry Bank for the last 6+ years, bringing 15+ years of business experience to his work with both new and established business customers. Ryan serves as the Senior Vice President/Senior Lender and is an active member of the Cold Spring community, St. James Catholic Church, Sertoma, as well as a current student of the Graduate School of Banking. Ryan also coaches baseball while being the President of the CSAYSA. See Ryan for any of your commercial banking needs.

NMLS #1469570

Kevin Fitzpatrick

Kevin has been with Sentry Bank for the last 4+ years, bringing over 20 years of banking experience, including 6 years of lending experience. Kevin serves as the Vice President of Commercial Lending. He has a BS in Business Management and an MBA in Business Administration. Kevin is on the Board of Directors for Big Brothers Big Sisters of Central MN and a member of the Sartell Chamber of Commerce. Outside of work, Kevin enjoys spending time outdoors with his wife and two daughters.

NMLS #1514570

Patrick Baumgard

Patrick is a Commercial Loan Officer with Sentry Bank and brings over 25 years of community banking experience. He has a BS Degree in Economics from Minnesota State University, Mankato and attended the Graduate School of Banking at the University of Wisconsin, Madison. He is certified in both Compliance and Security, achieving CCBCO and CCBSO designations through the ICBA. Patrick is active in both the St. Joseph and St. Cloud communities and is a board member of the Wright County EDP. 

NMLS #794600

Matt Nelson

Matt Nelson is a Business Banking Relationship Manager at Sentry Bank serving the Twin Cities Market. Prior to joining Sentry, Matt spent 12 years at US Bank gaining diverse experience in Retail Consumer Banking, Community Banking, Middle Market and Business Banking. He received his undergraduate degree in Economics and Management Studies from St Olaf College. After spending 4 years in Ames, IA where Matt’s wife, Jessica, attended Veterinary School, he and his family moved back to MN. He and his wife and their 3 kids live in the Maple Grove area. Matt works with the MN Chapter of Juvenile Diabetes Research Foundation to execute the JDRF Walk for a Cure each year.