Serving businesses of every size

Sentry Bank offers a complete array of small business loans, business checking accounts, business savings accounts, business credit cards and other features to serve businesses of every size.

SBA Preferred Lender

Sentry Bank is a SBA Preferred Lender, able to offer government backed loans up to $5 million to qualifying businesses. If you don’t know why being a SBA Preferred Lender is important, go to our Business Loans page to find out.

Small Business Loans

Being a SBA Preferred Lender means that we have more ways than ever to get you the money you need to start or grow your business. We also offer Commercial Real Estate Financing, Lines of Credit and Equipment and Inventory Loans.

We are committed to helping local businesses not only succeed, but thrive here in Central Minnesota.

Business Loans

Business Checking Accounts

Our Small Business Checking Account is perfect for companies that write less than 20 checks per month. Many businesses fall into this category, particularly as they are just starting up. Our regular Business Checking Account is for larger businesses who need the ability to write lots of checks without worrying about getting overwhelmed with fees.

Our Business NOW Account is for non-profit businesses and organizations that maintain a balance over $1,000.00 in their checking account and would like the ability to earn some interest each month.

Business Checking

Business Savings Accounts

There comes a time when every business starts making enough money that they want to put some away for future needs. A Business Savings Account is a perfect place to hold your money while you grow your business.

Business Savings

Health Savings Accounts

Designed for people who are enrolled in High Deductible Health Insurance Plans, Health Savings Accounts (HSAs) provide you and your employees a place to save money for medical expenses. It also offers a number of tax benefits, enabling you to get more bang for your buck when it comes to medical expenses.

Health Savings Accounts

Business Credit Card

You can choose what’s best for your business. The choice is yours. Sentry Bank offers VISA credit cards that offer extended intro rates, cash back or bonuses. See a Sentry Bank representative for details.

See All Card Options

Meet Our Business Bankers:

Doug Danielson

Doug has been with Sentry Bank the past 28 years with 41 years of experience in the financial industry.  He currently maintains the positions of Senior Vice President and Senior Commercial Lender for the bank.  He is also an active citizen within the St. Joseph community and currently serves on the St Joseph EDA board.

NMLS #764389

Ryan Holthaus

Ryan has been with Sentry Bank for the last 5+ years, bringing 15+ years of business experience to his work with both new and established business customers. Ryan serves as the VP of Commercial Lending and is an active member of the Cold Spring community, St. James Catholic Church, Sertoma, as well as a current Student of the Graduate School of Banking. Ryan also coaches baseball while being the President of the CSAYSA. See Ryan for any of your commercial banking needs

NMLS #1469570

Kevin Fitzpatrick

Kevin is a Commercial Loan Officer and has over 19 years of banking experience, including over 5 years of lending experience.  He has a BS in Business Management and an MBA in Business Administration.  Kevin is on the board of directors for Big Brothers Big Sisters of Central MN where he is the current treasurer and is an active member in the Sartell Chamber of Commerce.  Outside of work, Kevin enjoys spending time on the water with his family.

NMLS #1514570